Unsecured Business Funding

Capital without the collateral.

Working capital with nothing pledged against it — no property, no equipment, no liens. Lenders in our network weigh your business performance and cash flow first, so strong revenue can do the talking instead of your balance sheet.

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What it is

Unsecured business funding is capital advanced without a specific asset pledged as security. Rather than valuing collateral, lenders in our network look at how the business actually runs — revenue, deposit history, and cash-flow consistency. The result is funding you can deploy across the business: payroll, inventory, a new hire, or bridging a slow month. Because there's no asset to appraise or lien to file, the path from application to offer is typically shorter than a secured loan.

Who it's for

It fits owners who need flexible capital quickly and don't want to tie up property or equipment to get it. That includes businesses with healthy, steady revenue but few hard assets — service firms, contractors between asset purchases, or operators who simply prefer to keep their property unencumbered. If you'd rather not put a building or a truck on the line to fund growth, this is built for you.

Why it works

Funding that follows your performance.

Unsecured funding is designed for owners who want speed and flexibility without handing over the keys to an asset. Here's what that looks like in practice.

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No collateral required

Nothing is pledged against the funding — no property, equipment, or personal asset is taken as security. Your buildings and vehicles stay free and clear.

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Performance-based approvals

Lenders weigh approvals to how the business actually performs — revenue and cash flow — rather than the assets on your books, so strong operators get a fairer look.

Fast turnaround

With no asset to appraise or lien to file, decisions move quickly. Funding can arrive in as little as 24 hours through our network — a best-case timeline that varies by lender and qualification.

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Use it for anything

Cover payroll, restock inventory, fund an expansion, or bridge a temporary gap. The capital isn't earmarked for one purpose — you decide where it does the most good.

How it works

From application to funded.

1

Share the basics

Complete a short prequalification with your revenue and contact details. No collateral documents, no appraisals — just the essentials.

2

We match you

We take your profile to lenders in our network whose unsecured programs fit businesses like yours, and bring back the options that make sense.

3

Choose and deploy

Review the offers, pick the terms that work, and put the capital straight to work wherever the business needs it most.

Ready to see what you qualify for?

It takes about a minute and there's no obligation. Find out where your business stands.

Check if I qualify

We onboard a limited number of new businesses each week to keep service personal.