Equipment Financing
From a single machine to an entire fleet, equipment financing lets you acquire what you need now — with the equipment itself typically serving as collateral, which can open the door to accessible terms.
Check if I qualifyEquipment financing is funding used to buy, upgrade, or replace the machinery, vehicles, or technology your operation depends on. Because the equipment usually secures the financing itself, lenders can often extend terms that reflect the value of the asset — rather than asking you to pledge unrelated collateral. Yogi Capital is a brokerage: we match your request against our lender network so you can compare structures that fit the purchase.
It's built for established businesses that need to put equipment to work without draining cash reserves — a contractor adding a piece of heavy machinery, a clinic upgrading diagnostic systems, a fleet operator replacing aging vehicles, or a shop investing in new production technology. If the asset earns its keep, financing it instead of buying it outright keeps your working capital free for everything else.
Why finance equipment
Equipment is often the largest single purchase a business makes. Financing it spreads the cost over the life of the asset — so the tool pays for itself as it works.
Keep cash on hand for payroll, inventory, and the unexpected instead of sinking it into one large purchase. The equipment earns while you pay for it over time.
Because the equipment itself typically serves as collateral, many programs can offer more accessible terms than financing that requires pledging unrelated business or personal assets.
Whether you're buying brand-new machinery or a well-maintained used unit, our lender network covers a wide range of equipment types and vintages.
Add capacity, take on bigger jobs, or modernize your line — without a large upfront outlay slowing you down. Grow on a schedule your cash flow can carry.
How it works
Share the equipment you're after and a few basics about your business. A short prequalification is all it takes to get started — no binder of documents.
We review your profile against our lender network and bring back equipment-financing structures that fit the asset and your cash flow.
Choose the offer that works, finalize the details with the lender, and get the equipment on your floor — so it can start earning right away.
It takes about a minute and there's no obligation. Find out where your business stands.
Check if I qualifyWe onboard a limited number of new businesses each week to keep service personal.